Funeral Costs in Chattanooga: 2025 Guide
Understanding funeral and cremation costs in the Chattanooga area. A comprehensive breakdown of what to expect and how to make informed financial decisions.
$7,500 - $12,000
Traditional Funeral with Burial
$2,000 - $5,000
Cremation with Service
$695 - $1,800
Direct Cremation
Traditional Funeral Costs
A traditional funeral in Chattanooga typically includes viewing/visitation, funeral service, and burial. Here is a breakdown of typical costs:
Cremation Costs
Cremation offers more flexibility in pricing. Here are the typical options and their costs in Chattanooga:
Direct Cremation
The most affordable option - cremation without a formal service.
Cremation with Memorial Service
Includes a memorial service before or after cremation.
Know Your Rights: The FTC Funeral Rule
The Federal Trade Commission Funeral Rule protects consumers by requiring funeral homes to:
- • Provide a General Price List (GPL) when you inquire in person
- • Give price information over the phone
- • Allow you to choose only the services you want
- • Accept caskets purchased elsewhere without penalty
- • Disclose embalming is not required by law in most cases
Always request the GPL and compare prices from multiple funeral homes before making decisions.
Ways to Reduce Funeral Costs
Compare Prices
Prices can vary significantly between funeral homes. Get quotes from at least three providers.
Consider Direct Cremation or Burial
These options eliminate many costs while still allowing for a separate memorial service.
Shop for Caskets Separately
You can purchase caskets from third-party retailers, often at significant savings.
Skip Embalming When Possible
Embalming is not required by Tennessee law in most cases. Refrigeration is an alternative.
Check for Veteran Benefits
Veterans may be eligible for burial allowances and free burial in national cemeteries.
Find Local Providers
Factors Affecting Price
- • Type of service (burial vs cremation)
- • Casket or urn selection
- • Cemetery location and type
- • Additional services (flowers, obituary)
- • Time of service (weekday vs weekend)
- • Transportation distance
Price Disclaimer
Prices shown are estimates based on typical costs in the Chattanooga area and may vary by provider. Always request a General Price List from funeral homes for accurate, current pricing.